Analisis atas Pembiayaan Ekspor Nasional Syariah pada Lembaga Pembiayaan Ekspor Indonesia
DOI:
https://doi.org/10.35837/subs.v1i2.251Kata Kunci:
national export financing, sharia principles, Indonesia EximbankAbstrak
This study aims at analyzing national export financing transactions carried out by Indonesia Eximbank based on sharia principles. Although the number of sharia financing transactions increased significantly during the last five years, the percentage of sharia financing transactions is sigficantly lower than the conventional ones. As one of the largest moslems populations in the world and due to the global trend of sharia financing, Indonesia Eximbank should improve the quantity as well as the quality of sharia national export financing. This study is a descriptive qualitative study which analyze the sharia financing model conducted by Indonesia Eximbank during recent years. It also explain the variety of sharia agreement implemented by Indonesia Eximbank toward its customers. Based on the discussion results, Indonesia Eximbank should upgraded the sharia financing model from the existing Islamic window into Islamic subsidiary. Indonesia Eximbank also must improve the kind of sharia agreement considering the risks in sharia, legal, and operational aspects.
Referensi
Abdul-Majid, M., Saal, D. S., & Battisti, G. (2011). The impact of Foreign-Owned Islamic Bank and Islamic Bank Subsidiaries on the Efficiency and productivity Change of Malaysian Banks, 24(May 2015), 37–41. https://doi.org/10.1080/00036840902984381
Ahmed, F. & Hussainey, K. (2015). Comparing the Efficiency of Islamic Banks in Malaysia and Indonesia. European Journal of Islamic Finance, 3.
Aik, N.-C., & Tan, K.-E. (2012). A study of cost and profit efficiency of the full-fledged Islamic banks and Islamic windows in Malaysia. SEGi Review ISSN 1985-5672, 5(1), 41–46.
Alamsyah, Halim. (2015). Perkembangan dan Prospek Perbankan Syariah Indonesia: Tantangan Dalam Menyongsong MEA 2015. Ceramah Ilmiah Ikatan Ahli Ekonomi Islam (IAEI), Milad ke-8 IAEI, 13 April 2012.
Ascarya, A., & Yumanita, D. (2008). Comparing the Efficiency of Islamic Banks in Malaysia and Indonesia. Buletin Ekonomi Moneter Dan Perbankan, 11(2), 95. https://doi.org/10.21098/bemp.v11i2.237
Australian Trade Commission (Austrade). (2010). Islamic Finance.
Direktorat Pembiayaan Syariah Bank Indonesia. (2012). Kajian Model Bisnis Perbankan Syariah.
Hussain, M., Shahmoradi, A., & Turk, R. (2015). An Overview of Islamic Finance. Journal of International Commerce, Economics and Policy, 7(1), 1650003. https://doi.org/10.1142/S1793993316500034
Otoritas Jasa Keuangan.(2016). Standar Produk Musyarakah dan Musyarakah Mutanaqishah.
Otoritas Jasa Keuangan. (2016). Standar Produk Perbankan Syariah Murabahah.
Sunarsip. (2006). Office Channelling†Dan Peluangnya Bagi Bank Syariah. http://sunarsip.com/index.php?option=com_content&view=article&id=89&catid=40:ekonomi-islam&Itemid=130 (diakses tanggal 25 Agustus 2017).
Undang-Undang Nomor 2 Tahun 2009 tentang Lembaga Pembiayaan Ekspor Indonesia.
Widigdo et.al. (2016). How Islamic is Islamic Banking in Indonesia?. JKAU: Islamic Econ., 29(2), 153-165. doi: 10.4197 / islec. 29-2.13.
