SISTEM PEMBAYARAN LELANG PEMERINTAH BERBASIS BLOCKCHAIN: PELUANG DAN TANTANGAN DI INDONESIA
PELUANG DAN TANTANGAN DI INDONESIA
Abstract
This study explores the opportunities and challenges of applying blockchain in government auction payment systems in Indonesia. The current banking-based mechanism faces several issues, including delayed confirmations, administrative fees, and limited real-time transparency. A descriptive qualitative approach with an exploratory nature was employed. Primary data were collected through interviews with Bank Indonesia, Bappebti, the Directorate General of State Assets (DJKN), and Indodax, while secondary data were obtained from academic literature, regulations, and official reports. Thematic analysis was used to identify potentials, challenges, and to formulate a conceptual blockchain-based model. The findings indicate that blockchain can enhance efficiency, security, and transparency through smart contracts. The proposed model integrates blockchain with the rupiah-based national payment system via a consortium of state institutions, ensuring fiscal accountability and regulatory compliance.
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